Data & Market Intelligence Disclaimer

While we pride ourselves on modeling accuracy and data integrity, all market intelligence, rate data, projections, forecasts, and analytical tools provided by NursePal are offered "AS IS" and "AS AVAILABLE" for informational purposes only.

NursePal makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of platform data, rates, projections, or forecasts. Users assume full responsibility for verifying information prior to making any business, financial, or employment decisions.

Our market intelligence is aggregated from hundreds of locations, facilities, agencies, and third-party data sources across the United States. While we employ rigorous data validation processes, we are inherently limited by:

• The accuracy of data provided by third-party sources
• The completeness of market coverage in certain regions or specialties
• The timeliness of data updates from external providers
• Variations in how data is reported across different sources
• Market conditions that may change rapidly and without notice
• Regional and local factors that may not be fully captured in aggregate data

We do not warrant that our data covers all markets, all facilities, all agencies, or all job types. Coverage and accuracy may vary significantly by geographic region, specialty, and facility type.

All bill rates, pay rates, hourly rates, weekly rates, and market benchmarks displayed on our platform are estimates based on aggregated market data. These rates:

• May not reflect actual rates offered by specific facilities or agencies
• May not account for individual negotiations, experience levels, or credentials
• May not include all compensation components (bonuses, stipends, benefits, etc.)
• May vary significantly from actual market conditions in specific locations
• Are subject to change without notice as market conditions evolve

Rate data should be used as a general reference only and should not be relied upon as the sole basis for rate negotiations, contract pricing, or compensation decisions.

Any projections, forecasts, predictions, or forward-looking statements provided by NursePal—including but not limited to rate forecasts, fill probability estimates, market trend predictions, and demand projections—are based on historical data, statistical models, and assumptions that may not prove accurate.

Forward-looking information is inherently uncertain and speculative. Actual results may differ materially from projected results due to:

• Changes in healthcare industry conditions
• Economic factors including inflation, recession, or market disruptions
• Regulatory changes affecting healthcare staffing
• Unexpected events (pandemics, natural disasters, etc.)
• Changes in supply and demand dynamics
• Competitive market pressures
• Other factors beyond our control or ability to predict

We make no representation that any projection or forecast will be achieved, and users should not rely on such information for critical business decisions without independent analysis.

Our calculators and analytical tools—including bill rate calculators, pay package estimators, fill probability calculators, stipend calculators, and similar tools—provide estimates based on user inputs and our market data.

These tools:

• Are for informational and educational purposes only
• May not account for all factors affecting actual rates or outcomes
• May produce results that differ significantly from actual market outcomes
• Are dependent on the accuracy of user-provided inputs

Users are responsible for verifying calculator outputs against actual market conditions and their specific business requirements.

NursePal is a healthcare staffing technology platform. While we implement safeguards intended to protect sensitive information in accordance with HIPAA principles, the following applies:

• Not a covered entity guarantee: NursePal's HIPAA compliance measures represent our current approach and best efforts. This platform does not guarantee HIPAA compliance for all parties or in all circumstances. Each organization is responsible for its own HIPAA obligations.
• No medical advice: Nothing on this platform constitutes medical advice, clinical guidance, or a substitute for professional healthcare judgment. NursePal is a staffing and market intelligence platform, not a healthcare provider.
• Credential verification: While we may offer tools to access public professional license databases, NursePal does not independently verify the accuracy, validity, or currency of credentials, licenses, or certifications submitted by users. Agencies and facilities are solely responsible for conducting their own credentialing and verification processes.
• Protected Health Information (PHI): Users should not submit patient health records, treatment information, or other PHI through our platform. NursePal is designed for professional staffing purposes, not the transmission or storage of patient medical records.
• Business Associate Agreements: Where applicable, NursePal enters into Business Associate Agreements (BAAs) with relevant parties. However, the existence of a BAA does not transfer or guarantee HIPAA compliance obligations. Each party is responsible for its own compliance.
• Security limitations: While we implement administrative, technical, and physical safeguards designed to protect data, no system is impenetrable. We cannot guarantee that unauthorized access, disclosure, or loss of information will never occur.

For more details on our HIPAA approach, see our HIPAA Compliance page. Organizations should consult qualified legal and compliance professionals regarding HIPAA requirements applicable to their specific circumstances.

Healthcare facilities and staffing agencies using NursePal should be aware of the following:

• Regulatory compliance: NursePal does not provide legal, regulatory, or compliance advice. Hospitals, agencies, and other organizations are solely responsible for complying with all applicable federal, state, and local laws, including but not limited to HIPAA, Joint Commission standards, CMS Conditions of Participation, state nurse practice acts, staffing ratio requirements, and labor laws.
• Hiring decisions: NursePal provides tools and data to facilitate staffing decisions, but all hiring, credentialing, privileging, and onboarding decisions are the sole responsibility of the employing agency or facility.
• Rate benchmarks: Market rate data and benchmarks provided on this platform are estimates derived from aggregated sources. They do not constitute pricing advice, rate guarantees, or recommendations for specific contract terms. Facilities and agencies should independently evaluate rates based on their own market conditions, budgets, and contractual requirements.
• Fill probability and demand data: Predictions regarding fill probability, specialty demand, or staffing needs are statistical estimates only. Actual staffing outcomes depend on numerous factors outside of NursePal's control, including candidate availability, facility-specific requirements, and market dynamics.
• No employment relationship: NursePal is a technology platform that facilitates connections between healthcare professionals and staffing organizations. NursePal is not an employer, staffing agency, or healthcare provider. No employer-employee relationship is created between NursePal and any user of the platform.
• Background checks and screening: NursePal does not conduct background checks, drug screenings, or employment eligibility verifications. These are the sole responsibility of the hiring agency or facility.

NursePal uses artificial intelligence and machine learning to power certain features, including but not limited to rate forecasts, job matching, pay estimates, and market analytics. Regarding these AI-powered features:

• AI outputs are generated by automated systems and may contain errors, inaccuracies, or biases inherent in the underlying data or models
• AI-generated recommendations, predictions, and estimates are not guarantees of outcomes and should not be the sole basis for any employment, financial, or business decision
• AI models are trained on historical data that may not accurately predict future conditions, particularly during periods of market disruption or rapid change
• AI-powered matching and scoring algorithms may not capture all relevant factors affecting suitability, compensation, or job fit
• Users should independently verify all AI-generated information and consult qualified professionals when making important decisions

For more details, see our AI Transparency page.

We invest significantly in data validation, model accuracy, and continuous improvement of our analytics. Our team regularly reviews and refines our methodologies to provide the most reliable market intelligence possible.

That said, like all market intelligence platforms, our services are provided on an "as is" basis. We recommend using our data as one input among several when making important business decisions:

• Market data reflects aggregated trends and may vary from specific local conditions
• Forecasts are projections based on historical patterns, not guarantees of future results
• Calculator outputs depend on the accuracy of inputs and market assumptions
• Individual circumstances may differ from market averages

Legal Notice: As is standard in the industry, our services are provided without warranties of merchantability, fitness for a particular purpose, or non-infringement. This enables us to offer broad market coverage while users retain decision-making authority for their specific situations.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NURSEPAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO:

• Your use of or reliance on our market data, rates, projections, or forecasts
• Any inaccuracies, errors, or omissions in our data or tools
• Business decisions made based on our platform information
• Lost profits, revenue, or business opportunities
• Any other damages arising from use of our services

This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.

By using our platform, you acknowledge and agree that:

• You are solely responsible for any decisions made based on our data or tools
• You will independently verify important information before relying on it
• You understand the inherent limitations and uncertainties in market data
• You will not hold NursePal liable for business outcomes resulting from use of our platform
• You will exercise your own judgment and seek professional advice when appropriate

We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of our platform after any changes constitutes acceptance of the updated disclaimer. We encourage you to review this page periodically.